BENEFITS
The Carpenters Union benefits are some of the best in the construction industry. Our members receive a living wage, good working conditions, and great benefits that allow them to provide a way of life for them and their families.
Health benefits include medical, dental, prescription drug, vision, accident and sickness coverage, and life insurance. These benefits start after meeting the requirements of the plan.
The Carpenters Annuity Funds provide supplemental retirement income for participating carpenters. Each plan is an individual account to which employers make contributions for each hour that a participant works. Typically, as a member you may not access your account until you retire or have left the Plan.
The Carpenters Pension Fund provides a monthly benefit to you once you retire to help supplement your Social Security, personal savings and annuity benefits. As a participant you can earn a retirement benefit that will provide you with a monthly income when you stop working at retirement age, or sooner if you retire with a service pension or stop working due to a disability. This benefit is based on contributions made to the Pension Fund by your employer on your behalf.
Teladoc Health – Telemedicine
When you’re not feeling well, you don’t want to wait to get care. Receive virtual care from Teladoc Health.
With Teladoc General Medical, you get 24/7 access to low-cost, high-quality virtual health care for common health concerns like cough, sore throat, fever, rashes, allergies, asthma, ear infections, pink eye, nausea, and more.
Using Teladoc General Medical is quick and convenient. Features include:
• Primary Care virtual visits
• Mental Health visits with a licensed therapist or psychiatrist
• Condition Management for support with chronic conditions.
• Specialty including nutrition, dermatology support and more.
Call 1-800-835-2362, visit their website, or download the Teladoc Health app for care.
How It Works
1
Visit www.TeladocHealth.com or download the free Teladoc Health mobile app.
2
Create an account. Be sure to have your insurance card within reach.
3
Connect face-to-face with a board-certified doctor.
Helpful Links
Healthcare
Benefit Administrator – BeneSys
Central Midwest Regional Council of Carpenters Benefit Office
P.O. Box 1257
Troy, MI 48099-1257
(800) 700-6756
cmrccserviceteam@cmrccbenefits.org
www.cmrccbenefits.org
Healthcare Claims Administrator – Independence Blue Cross
Member Claims Questions: (833) 242-3330
Member Eligibility Questions: (800) 700-6756
Out-of Network Paper Claims
P.O. 21974
Eagan, MN 55121
www.ibx.com
Pension
IKORCC Pension Plan
700 Tower Drive
Suite 300
Troy, Michigan 48098
(800) 700-6756
www.cmrccbenefits.org
Indiana State Pension Plan
700 Tower Drive
Suite 300
Troy, Michigan 48098
(800) 700-6756
www.cmrccbenefits.org
Ohio Carpenters Pension Fund
700 Tower Drive
Suite 300
Troy, Michigan 48098
(800) 700-6756
www.cmrccbenefits.org
Southwest Ohio Carpenters Pension Fund
33 Fitch Blvd.
Austintown, Ohio 44515
(800) 435-2388
www.cmrccbenefits.org
Annuity
All Indiana, Kentucky, & Ohio
CMRCC Defined Contribution Pension Plan (Annuity)
(833) 38-UNION or (833) 388-6466
myplan.johnhancock.com
Northwest Ohio
Northwest Ohio Supplemental Pension Plan
P.O. Box 1330
Holland, OH 43528
Phone: (419) 248-2401
Fax: (419) 255-7136